Purchase or Refinance a Home
Buying your first house is a major milestone worth celebrating. But before you close on a house and start your homeowning journey, you’ll need to navigate the many stages of the homebuying process: choosing a mortgage product, understanding your down payment options, completing the application, and more.
Schedule a free 1-1 consultation and take the first step toward homeownership. From mortgage application requirements to down payment assistance, your mortgage broker will walk you through the entire process.
Receive a pre-approval letter from a lender, and you’re one step closer to securing your loan. Everest Lending facilitates your pre-approval process, ensuring that all necessary documents are gathered and the process proceeds smoothly.
Tailored for business owners and freelancers, these loans account for non-traditional income sources. With flexible documentation options, they make homeownership possible without the usual 9-to-5 requirements.
A reliable choice for borrowers with solid credit, conventional loans often feature competitive rates and flexible terms. They’re a versatile option for both first-time buyers and seasoned homeowners.
Backed by the Federal Housing Administration, these loans are designed to help borrowers with lower credit scores or smaller down payments. They make it easier to qualify while keeping monthly payments manageable.
Exclusive to eligible veterans, service members, and their families, VA loans offer no down payment and favorable interest rates and terms. They’re a well-earned benefit that makes homeownership more accessible.
When your dream home exceeds standard loan limits, jumbo loans provide the financing you need. They’re ideal for high-value properties that require larger borrowing amounts.
Perfect for building your home from the ground up, construction loans fund each stage of the project. Once complete, they can often be converted into a traditional mortgage.
Upgrade, repair, or remodel with financing designed for home projects. These loans let you invest in your property and increase its value over time.
For homeowners 62 and older, reverse mortgages convert home equity into cash without monthly payments. They offer financial flexibility, allowing you to remain in your home.
Borrow a lump sum using the equity you’ve built in your home. With fixed rates and predictable payments, they’re ideal for covering large expenses or consolidating debt.
Real estate investors have several loan options when purchasing investment properties. While conventional mortgage options are common, investors may benefit most from DSCR or fix-and-flip loans, depending on their investment strategy.
Why Choose Everest Lending?
Wide Range of Loan Options
Personalized Assistance
Competitive Mortgage Rates
Virtual & In-Person Consultations
Service Areas
Trusted Mortgage Solutions Near You
Everest Lending proudly serves clients across Pennsylvania with a full range of mortgage and lending solutions. Whether you’re purchasing a new home, refinancing, or securing funding for a property investment, our trusted team is here to guide you every step of the way. And since we’re local, we can even attend closings in person to ensure everything goes smoothly.